This Privacy Policy describes how EPF Calculator Pro ("we", "our", or "the App") handles information when you use our Android application. We are committed to protecting your privacy and being transparent about our data practices.
When you use the calculator, you may enter details such as:
This information is processed locally on your device to generate EPF projections and summaries. We do not transmit this calculator input data to our own servers.
Through third-party advertising services (Google AdMob), certain technical and usage information may be collected automatically, which may include:
We do not directly collect precise location data through the App.
We use information as follows:
We do not sell your personal information.
When you calculate your EPF corpus, the App may show a rewarded advertisement provided by Google AdMob. After the ad is closed (or if an ad is unavailable), the projection results screen is displayed. Watching the full ad is not required to use the calculator, but ads may be shown as part of the calculate flow.
The App uses the following third-party service:
Third-party providers may collect and process data according to their own privacy policies. We encourage you to review Google's policies to understand how they handle your information.
The App requests the following Android permissions:
The App does not request permissions to access your contacts, camera, microphone, SMS, call logs, or precise location.
We do not share your calculator input data with third parties. Information may be shared only:
EPF Calculator Pro is intended for adults planning retirement and provident fund contributions. The App is not directed to children under 13 years of age, and we do not knowingly collect personal information from children. If you believe a child has provided personal information through the App, please contact us and we will take appropriate steps.
You can control certain data collection through your device settings:
We take reasonable measures to protect information processed by the App. However, no method of electronic storage or transmission is 100% secure. Since calculator data is processed locally, keeping your device secure (screen lock, OS updates) helps protect your information.
The App may be used by users in India and other countries. If you access the App from outside your country of residence, your information may be processed in countries where Google and its service providers operate, including the United States.
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the App after changes become effective means you accept the updated policy.
EPF Calculator Pro provides estimates for educational and planning purposes only. Results are based on the values you enter and standard EPF calculation assumptions. Actual EPF balances, interest rates, and employer contributions may differ. Always verify figures with your employer, EPFO records, or a qualified financial advisor.
If you have questions or concerns about this Privacy Policy or our data practices, please contact us: